Advocate Rohit Dandriyal leads a skilled team of DRT/DRAT Lawyer in Delhi / India, renowned for their exceptional expertise in debt recovery cases within the DRT and DRAT jurisdictions. Our firm excels in representing clients, particularly borrowers, against recovery actions initiated by banks and financial institutions. We provide a rigorous legal defense, meticulously examining loan documents, bank notifications, and guarantor agreements to identify any procedural gaps and ensure compliance with RBI’s loan and recovery regulations.
Our proactive and comprehensive approach includes preparing robust legal arguments that emphasize adherence to regulatory standards and identify any overreach by financial institutions. We offer specialized services such as DRT and DRAT representation, OA filing and defense, secured asset recovery defense, and compliance and procedural analysis. With a dedicated focus on delivering results-oriented legal services, our team navigates the complexities of debt recovery, providing effective solutions that mitigate stress and protect our clients’ rights. Advocate Rohit Dandriyal and his team are committed to offering expert legal support, ensuring that borrowers receive fair and just treatment in debt recovery proceedings.
Expertise in DRT and DRAT Proceedings
With a track record of effective advocacy across the Debts Recovery Tribunals (DRT) and Appellate Tribunals (DRAT), our practice is founded on a deep understanding of the Recovery of Debts and Bankruptcy Act (RDB Act), 1993, and the Securitization and Reconstruction of Financial Assets and Enforcement of Security Interests (SARFAESI) Act, 2002. The RDB Act streamlines debt recovery, balancing the rights of both lenders and borrowers, while the SARFAESI Act empowers banks to recover non-performing assets . efficiently.
Strategic Approach to Debt Recovery Cases
Advocate Rohit Dandriyal meticulously examine loan documents, bank notifications, and guarantor agreements to uncover procedural gaps in bank actions, ensuring compliance with RBI’s loan and recovery regulations. We conduct in-depth reviews of each case, preparing comprehensive arguments that emphasize adherence to regulatory standards and identify any overreach by financial institutions.
Strategic Approach to Debt Recovery Cases
Our DRT lawyers meticulously examine loan documents, bank notifications, and guarantor agreements to uncover procedural gaps in bank actions, ensuring compliance with RBI’s loan and recovery regulations. We conduct in-depth reviews of each case, preparing comprehensive arguments that emphasize adherence to regulatory standards and identify any overreach by financial institutions.
Specialized Services for Borrowers Facing DRT and SARFAESI Actions
- DRT and DRAT Representation: Strong defense for borrowers at all tribunal levels, with appeals to DRAT supported by strategic arguments.
- OA Filing and Defense: Preparation and submission of Original Applications (OA) to contest unjust actions under the SARFAESI Act.
- Secured Asset Recovery Defense: Protection of clients’ rights in cases involving asset possession actions under SARFAESI.
- Compliance and Procedural Analysis: Verification of banks’ adherence to RBI guidelines and legal procedures to identify weaknesses in their claims.
Key Provisions Addressed
- RDB Act, 1993: Applicable to debts over Rs. 20 lakh, covering tribunal jurisdiction based on the defendant’s location or cause of action.
- SARFAESI Act, 2002: Allows banks to enforce security on assets for defaulted loans without court intervention, with borrower recourse to appeal under Section 17 of the Act.
Additional Services
- OA Drafting and Filing for DRT: Precise OA submissions to challenge debt recovery claims.
- SARFAESI Case Defense: Representation in asset seizure and recovery cases under SARFAESI.
- DRAT Appeals: Assistance in appeals against DRT orders.
Why Choose Our Firm?
For over 10 years, we have delivered results-oriented legal services before the Debt Recovery Tribunal and Appellate Tribunal in Delhi, making us one of the top choices for clients facing debt recovery issues. Our attorneys bring comprehensive knowledge of the RDB Act and SARFAESI provisions to every case, ensuring effective representation for borrowers facing complex recovery actions. Through our strategic approach and specialized services, we empower clients with effective solutions, mitigating the stress and complexities associated with debt recovery.
